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Thought cash envelopes were for people with more willpower than me, then I tried the $20 bill trick for two weeks
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adam_lewis20d ago
My buddy Dave did the $20 bill thing last month and got hooked too. He was blowing $60 a week on takeout lunch, so he started carrying just a twenty and leaving his card at home. Two weeks in he'd saved enough for a new fishing rod, and he told me the limit itself did the work for him. @jadew63 nailed it, small limits beat big rules every time.
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jadew6320d ago
I noticed the same thing with my coffee habit, small limits work better than big rules.
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