Shopping around without hurting your credit score is a huge advantage with VA loans. The No Touch Credit system lets you see your real options before any lender pulls your report. This means you can compare rates from hundreds of sources without any risk to your credit. For VA loans, where rates and fees can vary a lot, having that wide net is key. You end up with a better deal and more confidence in your choice. It's why using a broker like Duane often beats going directly to one lender.

Disagree a bit, my snake plant thrived for years in a basement office. Guess some are just hardier than others.

Heard similar things from a gardening podcast, @adam_thompson53, about creating a bad microclimate.